:root {
    --sim-border: #dce1e7;
    --sim-page: #f3f5f8;
    --sim-teal: #3d9eaa;
}

.simulation-page {
    color: var(--ink);
    background: var(--sim-page);
    font-family: 'Montserrat', sans-serif;
}

.simulation-page .container-xxl {
    max-width: none;
}

.simulation-page .navbar-nav .nav-link {
    margin-left: 17px;
    font-size: 13px;
}

.simulation-hero {
    min-height: 360px;
    display: grid;
    place-items: center;
    padding: 130px 24px 70px;
    color: #fff;
    text-align: center;
    background: linear-gradient(115deg, rgba(0,23,53,.96), rgba(8,39,77,.82)), url('../img/bg-hero.jpg') center/cover;
}

.simulation-hero-content {
    width: min(820px, 100%);
}

.simulation-eyebrow {
    margin: 0 0 10px;
    color: var(--primary);
    font-size: .78rem;
    font-weight: 700;
    letter-spacing: .17em;
    text-transform: uppercase;
}

.simulation-hero h1 {
    margin: 0;
    color: #fff;
    font-family: 'Cinzel', serif;
    font-size: clamp(2.25rem, 5vw, 4rem);
}

.simulation-hero p:last-child {
    max-width: 710px;
    margin: 18px auto 0;
    color: rgba(255,255,255,.82);
    font-size: 1.02rem;
    line-height: 1.7;
}

.simulation-main {
    width: min(1320px, calc(100% - 36px));
    margin: -42px auto 0;
    position: relative;
    z-index: 2;
}

.simulation-card {
    margin-bottom: 22px;
    padding: 30px;
    border: 1px solid rgba(0,23,53,.07);
    border-radius: 20px;
    background: #fff;
    box-shadow: 0 12px 36px rgba(0,23,53,.09);
}

.section-heading {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 26px;
}

.section-heading.compact {
    margin-bottom: 22px;
}

.section-number {
    flex: 0 0 38px;
    height: 38px;
    display: grid;
    place-items: center;
    border-radius: 50%;
    color: var(--dark);
    background: var(--primary);
    font-weight: 700;
}

.section-heading h2 {
    margin: 0;
    color: var(--dark);
    font-family: 'Cinzel', serif;
    font-size: 1.35rem;
}

.section-heading p {
    margin: 4px 0 0;
    color: var(--muted);
    font-size: .82rem;
}

.simulation-grid {
    display: grid;
    gap: 24px;
}

.simulation-grid-three { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.simulation-grid-four { grid-template-columns: repeat(4, minmax(0, 1fr)); }

.form-field {
    min-width: 0;
    margin: 0;
    padding: 0;
    border: 0;
}

.form-field label,
.form-field legend {
    display: block;
    width: auto;
    margin: 0 0 9px;
    color: #252a31;
    font-size: .88rem;
    font-weight: 650;
}

.form-field input,
.form-field select {
    width: 100%;
    height: 54px;
    padding: 0 18px;
    border: 1px solid var(--sim-border);
    border-radius: 16px;
    color: var(--ink);
    background: #f9fafb;
    font: inherit;
    font-size: .92rem;
    outline: 0;
    transition: border-color .2s, box-shadow .2s, background .2s;
}

.form-field select {
    appearance: none;
    background-image: linear-gradient(45deg,transparent 50%,var(--sim-teal) 50%),linear-gradient(135deg,var(--sim-teal) 50%,transparent 50%);
    background-position: calc(100% - 24px) 23px,calc(100% - 17px) 23px;
    background-size: 7px 7px,7px 7px;
    background-repeat: no-repeat;
    padding-right: 46px;
}

.form-field input:focus,
.form-field select:focus {
    border-color: var(--primary-deep);
    background-color: #fff;
    box-shadow: 0 0 0 4px rgba(232,185,74,.18);
}

.form-field input:disabled,
.form-field select:disabled {
    cursor: not-allowed;
    color: #9299a2;
    background-color: #e5e7ea;
}

.form-field small {
    display: block;
    margin-top: 8px;
    color: var(--muted);
    font-size: .74rem;
}

.form-field input.input-error {
    border-color: #b42318;
    background-color: #fff7f6;
    box-shadow: 0 0 0 3px rgba(180,35,24,.12);
}

.form-field small.field-error {
    color: #b42318;
    font-weight: 650;
    line-height: 1.45;
}

.choice-field {
    align-self: start;
}

.choice-row {
    min-height: 54px;
    display: flex;
    align-items: center;
    gap: 28px;
}

.choice-row label {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    margin: 0;
    cursor: pointer;
    font-weight: 500;
}

.choice-row input {
    width: 21px;
    height: 21px;
    margin: 0;
    accent-color: var(--sim-teal);
}

.bank-selection {
    display: block;
}

.bank-selector {
    min-width: 0;
    margin: 0;
    padding: 0;
    border: 0;
}

.bank-selector legend {
    margin-bottom: 12px;
    color: #252a31;
    font-size: .88rem;
    font-weight: 650;
}

.bank-options {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
}

.bank-option {
    min-width: 0;
    position: relative;
}

.bank-option input {
    width: 1px;
    height: 1px;
    position: absolute;
    overflow: hidden;
    opacity: 0;
}

.bank-card {
    width: 72px;
    height: 72px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0;
    padding: 10px;
    position: relative;
    border: 1px solid var(--sim-border);
    border-radius: 50%;
    background: #f9fafb;
    cursor: pointer;
    transition: border-color .2s, box-shadow .2s, transform .2s;
}

.bank-card img {
    width: 46px;
    height: 46px;
    object-fit: contain;
}

.bank-option input:checked + .bank-card {
    border-color: var(--sim-teal);
    background: #f3fbfc;
    box-shadow: 0 0 0 3px rgba(61,158,170,.16);
}

.bank-option input:checked + .bank-card::after {
    content: '\2713';
    width: 24px;
    height: 24px;
    display: grid;
    place-items: center;
    position: absolute;
    right: 8px;
    bottom: 8px;
    border-radius: 50%;
    color: #fff;
    background: var(--sim-teal);
    font-size: .75rem;
    font-weight: 700;
}

.bank-option input:focus-visible + .bank-card {
    outline: 3px solid rgba(232,185,74,.55);
    outline-offset: 3px;
}

.bank-option input:disabled + .bank-card {
    filter: grayscale(1);
    opacity: .34;
    cursor: not-allowed;
}

.bank-help {
    margin: 12px 0 0;
    color: var(--muted);
    font-size: .74rem;
}

.rate-field {
    max-width: 420px;
}

.simulation-lower-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 22px;
}

.simulation-lower-grid .simulation-card {
    height: calc(100% - 22px);
}

.simulation-submit {
    padding: 12px 0 8px;
    text-align: center;
}

.simulation-submit p {
    margin: 0 0 14px;
    color: var(--muted);
    font-size: .78rem;
}

.simulation-submit p i { color: var(--primary-deep); }

.simulation-submit button {
    min-width: min(100%, 360px);
    padding: 16px 28px;
    border: 0;
    border-radius: 999px;
    color: var(--dark);
    background: var(--primary);
    box-shadow: 0 12px 28px rgba(201,147,36,.25);
    font: inherit;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: .04em;
    cursor: pointer;
    transition: transform .2s, background .2s;
}

.simulation-submit button:hover,
.simulation-submit button:focus-visible {
    background: var(--primary-soft);
    transform: translateY(-2px);
}

.simulation-submit button i { margin-left: 8px; }

.form-message {
    min-height: 24px;
    margin-top: 12px;
    color: #a32323;
    font-size: .82rem;
    font-weight: 600;
}

@media (max-width: 1199px) {
    .simulation-page .navbar-nav .nav-link { margin-left: 11px; font-size: 11px; }
    .simulation-grid-four { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 767px) {
    .simulation-hero { min-height: 310px; padding: 90px 20px 65px; }
    .simulation-main { width: min(100% - 22px, 640px); }
    .simulation-card { padding: 22px 18px; border-radius: 16px; }
    .simulation-grid-three,
    .simulation-grid-four,
    .simulation-lower-grid { grid-template-columns: 1fr; }
    .simulation-grid { gap: 19px; }
    .simulation-lower-grid { gap: 0; }
    .section-heading { align-items: flex-start; }
    .simulation-submit button { min-width: 100%; }
}